Low Income Apartments and Affordable Housing For Rent in Joplin, MO (2024)

FAQs

How to get low income housing in Missouri? ›

A person seeking help through HUD programs should contact the local field office or HUD Public Housing Authority to discuss local resources, eligibility, and availability. Once they have located a possible housing option, they will apply directly at the housing facility – apartment complex, landlord office, etc.

The cost of living in Joplin, MO is 8% lower than the state average and 16% lower than the national average. Joplin, MO housing is 39% cheaper than the U.S average, while utilities are about 8% pricier.

Public Housing and Housing Choice Vouchers (Section 8)

Some PHAs have long waiting lists, so you may want to apply at more than one PHA.

You must have a net household income of less than $885 per month if single or widowed. You must have a net household income of less than $1,198 per month if married. Your assets cannot exceed $2,000 if single. Your household assets cannot exceed $4,000 if married.

The waiting time for Housing Choice Voucher (Section 8) program averages 1-3 years. The Public Housing waiting time depends on the bedroom size needed. The average waiting time is 6 to 18 months.

17.3% of the population for whom poverty status is determined in Joplin, MO (8.69k out of 50.1k people) live below the poverty line, a number that is higher than the national average of 12.5%. The largest demographic living in poverty are Females 18 - 24, followed by Males 25 - 34 and then Males 18 - 24.

After all, places with plentiful job opportunities often have more shopping, dining and recreational options for people to enjoy on their time off. The job market in Joplin is better than the national average. Unemployment in Joplin is lower than the national average of 5.33%.

The maximum housing assistance is generally the lesser of the payment standard minus 30% of the family's monthly adjusted income or the gross rent for the unit minus 30% of monthly adjusted income.

What is a local housing voucher? ›

The Section 8 housing choice voucher program is provided by the Department of Housing and Urban Development (HUD). This program can offer you a voucher to help you afford safe, private housing. Section 8 vouchers are managed by your local public housing agency (PHA).

State Assistance for Housing Relief (SAFHR) Programs

The SAFHR Programs include emergency rental assistance, utility assistance and mortgage assistance available to renters and landlords. *SAFHR Rent and Utility assistance program closed January 31, 2023. *SAFHR Homeowners program closed May 31, 2024.

Fair Market Rents and Section 8 Landlords

In most cases, the local housing authority, funded by HUD, will pay about 70% of a tenant's rent, while the tenant will pay the other 30%. Fair Market Rents generally determine the maximum rent that a Section 8 landlord will be allowed to charge its residents.

The Housing Choice Voucher/Section 8 Program provides rental assistance for qualifying participants toward housing in the private rental market. The HCV Program is funded by U.S. Department of Housing and Urban Development and is administered locally by the St. Louis Housing Authority.

Across Missouri, there is a shortage of rental homes affordable and available to extremely low income households (ELI), whose incomes are at or below the poverty guideline or 30% of their area median income (AMI). Many of these households are severely cost burdened, spending more than half of their income on housing.